Costs & calculators
What it really costs to own at Predator Ridge
The purchase price is only the start. Here's every recurring cost, with the published numbers and a calculator you can adjust line by line.
Updated September 2026
The fee structure in plain English
Predator Ridge costs are layered. Some apply to every home, some depend on the building, and some are lifestyle choices:
| Cost | Who pays | Published figure |
|---|---|---|
| Common lands & amenities fee (PRCLA) | Every home, mandatory | $71/mo (2020 brochure); ~$95/mo (Outlook sheet estimate). 2026 amount to confirm. |
| Strata fees | Strata homes, condos, cottages | Varies by complex; get the budget |
| Landscape maintenance | Some neighbourhoods | Outlook: from ~$250/mo |
| Property tax | Everyone | City of Vernon; 2026 rate up 9.33% |
| Homeowner Golf Membership | Optional | $55,000 initiation; $6,400 + GST per person or $11,350 + GST per couple per year |
| Commons Racquet Club | Optional | $70.60/mo single or $118/mo couple, plus tax |
| Sparkling Hill KurSpa | Optional | Day passes at partner rates |
| Speculation & Vacancy Tax | Nobody at Predator | Exempt (rest of Vernon is taxable) |
Sources: 2020 brochure; Outlook buyer information sheet; homeowner golf membership; tennis memberships; Vernon Matters; BC SVT areas.
The PRCLA fee is the one most out-of-town buyers miss, and it's also the one that buys you the most: fitness centre with lap pool, trails, programming and events. The golf membership is the big optional line. At $55,000 up front plus roughly $11,900 a year for a couple once GST is added, it's a real part of the budget for golfers, and it stays with the property, so it can matter when you sell.
Three worked examples (fixed costs only)
To show how the layers add up, here are three hypothetical owners. These leave out the mortgage, property tax, insurance and utilities, which depend on your situation, and they use the ~$95 community fee estimate. Strata figures are illustrative placeholders, not quotes for any real building.
| Line | Condo, no golf | Golf-front house, couple golfs | View lot home, racquets |
|---|---|---|---|
| Community fee (PRCLA) | $95 | $95 | $95 |
| Strata fee (placeholder) | $400 | $150 | $0 |
| Landscape maintenance | $0 | $0 | $250 |
| Golf dues ($11,350 + GST, per month) | $0 | $993 | $0 |
| Racquet club, couple (+ tax) | $0 | $0 | $124 |
| Monthly subtotal | $495 | $1,238 | $469 |
| One-time golf initiation | n/a | $55,000 | n/a |
The point isn't the exact figures; it's that two homes at the same price can differ by several hundred dollars a month once memberships and building type are counted. For golfers, the membership over ten years (initiation plus a couple's dues with GST) comes to roughly $174,000 before any dues increases. That's why it's worth knowing whether a resale home already carries a transferable membership.
Costs people forget
- Special levies. Older stratas may need roofs, roads or retaining walls. The depreciation report and minutes will tell you what's coming.
- Snow clearing and house-watch for detached homes if you're away in winter.
- Golf cart. Plenty of owners use one to get around; Vista even has golf-cart parking.
- Rental-program fees. If your unit is in a resort program, management fees come off the gross before you see income.
- Property tax increases. Vernon's 2026 residential increase was 9.33%. Don't assume the seller's last bill is next year's.
Once you know your monthly number, the neighbourhood quiz and listing alerts help you narrow the search.
Questions? Call or text
Get a straight answer about Predator Ridge
Sean Phillips is a REALTOR® with Coldwell Banker Executives Realty in Vernon. He is independent of the resort and its developer, so he can compare every neighbourhood, and Predator Ridge against the rest of the North Okanagan, on your terms. Ask about fees, a specific strata, rental rules or what your home might sell for.
778‑363‑0542Sean's direct cell, call or text
604‑227‑4810Info Hotline